bunq Points ✨

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bunq Points ✨

What are you looking for?

bunq Points ✨

What are you looking for?

Table of Contents

How can I earn bunq Points?
Who can earn bunq Points?
How can I start earning points?
How do I know how many points I have?
How can I see the available rewards?
How can I claim my reward?
How does the free month of your plan reward work? 
Why do I still get invoices for my bunq plan? 
How can I disable bunq Points?
What is the bunq Points limit I can earn?
Good to know
How can I earn bunq Points?

Hey bunqers 🌈,

We’re introducing a simpler, more exciting way to get rewards for your everyday spending — the new Wheel of Fortune. This gives you the chance to win back your payments or earn trees every time you use your bunq Card. 

As we’re making room for the Wheel of Fortune, we’re phasing out bunq Points. Here’s what this means for you if you’re: 

  • Joining bunq after February 12, 2026 — you’ll be able to use the Wheel of Fortune straight away. This means you won’t receive bunq Points on your payments. 

  • Already a bunqer before February 12, 2026? You can keep earning bunq Points until April 13, 2026. After this date, you can continue earning exciting rewards with the Wheel of Fortune.

Got a stash of bunq Points which you’re ready to use? Awesome! You’ll have a full year to cash in all the points you’ve earned. You can redeem them at your own time — just be sure to use your Points before April 13, 2027

Read up on how bunq Points work and how you can redeem them below. 

How can I earn bunq Points?

You can earn points by using your bunq card, or by doing other activities like budgeting using the Payment Sorter, fully switching to bunq and many more up until April 13, 2026, if you joined bunq before February 12, 2026. 

Here’s how many points you can earn, depending on your subscription plan:

  • bunq Core: 1 point per €1 spent with your card

  • bunq Pro: 1 point per €1 spent with your card

  • bunq Elite: 2 points per €1 spent with your card

To see all the activities which can earn you points, follow these steps:

  1. Go to your Cards tab

  2. Tap on **Points** in the top left corner

  3. Tap on **See More…** under **Earn more points**

  4. See all the activities that can earn you more points 

Who can earn bunq Points?

All verified Personal and Business users with any of the available bunq plans who signed up for bunq before February 12, 2026 can earn bunq Points up until April 13, 2026.

Keep in mind: For Business users, the points are credited to the Business account, not the individual Employee's account.

How can I start earning points?

bunq Points is enabled by default and available to users on bunq Free, Core, bunq Pro, and bunq Elite plans who signed up before February 12, 2026. Here’s how you can see how many points you’ve earned:

  1. Go to your Cards tab 

  2. Tap on Points

How do I know how many points I have?

Every Sunday, you’ll receive a weekly summary of the points you earned in the past week. You can always view these in the Points section in your Cards tab. Here’s how you can easily track your bunq Points:

  • In Points: View your points anytime from the Cards tab, anytime. Tap the Points tile to see your points history.

How can I see the available rewards?

  1. Tap on Points in your Cards tab

  2. Scroll to Rewards

  3. Final rewards are shown in the app - that’s where you’ll always see the most up-to-date details

How can I claim my reward?

  1. Go to your Cards tab 

  2. Tap on Points

  3. Select your rewards under “Rewards”

  4. Tap on “Claim” and the required points will be deducted

How does the free month of your plan reward work? 

You can easily redeem your free month reward directly in the app. Once claimed, we’ll send a payment with the value of your free months straight to your billing account. 

Why do I still get invoices for my bunq plan? 

Even if you’ve redeemed a free month, you’ll still receive regular monthly invoices. No worries, we’re not charging you during your free months. Here’s how it works:

  1. You claim your free month reward in the app.

  2. We transfer a payment to your billing account, equal to the total value of the free months you’ve earned.

  3. Your invoices continue as usual, but the reward payment offsets the charges.

How can I disable bunq Points?

  1. Go to your Home tab 

  2. Tap on Your Profile 

  3. Select Settings 

  4. Select Rewards 

  5. Disable the bunq Points toggle

What is the bunq Points limit I can earn?

You can earn up to 10,000 bunq Points per month. 

Good to know

  • If you have a Joint Account, the cardholder earns bunq Points for payments made with a card linked to a Joint Account.

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If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.