Savings Tab 💰

What are you looking for?

Savings Tab 💰

What are you looking for?

Savings Tab 💰

What are you looking for?

Hey bunqers 🌈,

Whether you’re setting money aside for something special or just want to watch your savings grow, the Savings tab makes it effortlessly easy to stay on track.

With just a tap in the app, you can see all your savings accounts in one place, check your AutoSaved total at a glance, and use the savings calculator to discover how much extra you’ll earn with MassInterest — welcome to your Savings Tab.

Where can I find my Savings Accounts?

The Savings Tab is where you’ll find all of your Savings Accounts. From here, you can tap on an existing Savings account to open its overview, as well as deposit, withdraw, or request money.

Below your existing accounts, you can choose to create other Savings accounts by:

  1. Tap Add an Extra Savings Account

  2. Select the type of Savings Account you’d like to set up

  3. Personalize it and tap Create

  4. Your new Savings Account is ready to use!

Expected Interest Earned

To give you a simple, transparent view of how much interest you can earn with bunq, you can instantly see your expected earnings over the next 12 months when you save with bunq. Want to learn how MassInterest works? Check it out here.
Your Expected Interest Earnings banner shows you:

  • Base rate – your standard interest rate

  • Bonus rate – the extra interest you earn on the balance that is above your Savings threshold

  • Savings threshold – the highest balance in your Savings Account from January to July or July to December

If you add or withdraw money, the calculation updates automatically to display the adjusted new balance.

⚠️ Important: You’ll need a bunq Savings Account to earn Interest and see your expected interest earnings. Regular bunq accounts – even if used for savings – don’t generate interest.

You can choose whether your MassInterest gets paid out into your regular bank account or Savings bank account. When you set your Payday to your bunq Savings account, you’ll earn even more due to compounding interest — each week your new total starts to earn interest. Over time, this creates a snowball effect that helps your savings grow faster.

Deposit or Withdraw from your Savings Accounts

Managing your Savings Accounts is quick and easy — you can deposit or withdraw money right from your Savings Tab with just a tap.

To deposit money:

  • Tap on Deposit

  • Pick a method to add money to your account

  • Select amount and Savings Account you’d like to deposit money to

  • Tap on Continue

  • Top up complete!

To withdraw money:

  • Tap on Withdraw

  • Select amount and tap on next

  • Select which account you’d like to withdraw money to

  • Tap on Withdraw and confirm you want to use this account

Total Interest Earned

This is a graph which helps you visualize the total interest you earned so far. The graph covers the span of time from the last time we calculated your threshold. We recalculate the threshold twice a year, on January 1 and July 1.

Below the graph, you’ll see your next payout date. Tap on it to view your full Total Interest overview, including:

  • Your total interest earned over time

  • Your interest earned this week

  • A breakdown of your base rate and bonus rate

Savings Goal 💵

Need to save money for your next trip? Or you want to keep some extra cash for rainy days?

You can start saving easier and faster with a Savings Goal, straight from your Savings Tab. Simply:

  • Select a Savings Account you’d like to set a Savings Goal for

  • Tap on Settings in the top right corner

  • Tap on Savings goal under Saving

  • Set your Goal Amount

  • Tap Set and you’re all done ✨

You can learn more about Savings Goals here

Total Amount AutoSaved

Your Savings Tab also displays a graph with the total amount you AutoSaved.

With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock or ETF of your choice 💸

You can tap on the Settings icon in the top right corner of the graph to access your AutoSave settings. Here you can enable or disable the AutoSave toggle, decide which accounts you’d like to save from, which account you’d like to save to and the amount you’d like to round up to when saving with AutoSave.

Learn more about AutoSave here.

Did my Savings Accounts move from my Home Tab?

Yes, with our new, sleek V5 app design your Savings Accounts moved to their own, separate tab. You can find all of your Savings Accounts and their overviews in your Savings tab.

Hey bunqers 🌈,

Whether you’re setting money aside for something special or just want to watch your savings grow, the Savings tab makes it effortlessly easy to stay on track.

With just a tap in the app, you can see all your savings accounts in one place, check your AutoSaved total at a glance, and use the savings calculator to discover how much extra you’ll earn with MassInterest — welcome to your Savings Tab.

Where can I find my Savings Accounts?

The Savings Tab is where you’ll find all of your Savings Accounts. From here, you can tap on an existing Savings account to open its overview, as well as deposit, withdraw, or request money.

Below your existing accounts, you can choose to create other Savings accounts by:

  1. Tap Add an Extra Savings Account

  2. Select the type of Savings Account you’d like to set up

  3. Personalize it and tap Create

  4. Your new Savings Account is ready to use!

Expected Interest Earned

To give you a simple, transparent view of how much interest you can earn with bunq, you can instantly see your expected earnings over the next 12 months when you save with bunq. Want to learn how MassInterest works? Check it out here.
Your Expected Interest Earnings banner shows you:

  • Base rate – your standard interest rate

  • Bonus rate – the extra interest you earn on the balance that is above your Savings threshold

  • Savings threshold – the highest balance in your Savings Account from January to July or July to December

If you add or withdraw money, the calculation updates automatically to display the adjusted new balance.

⚠️ Important: You’ll need a bunq Savings Account to earn Interest and see your expected interest earnings. Regular bunq accounts – even if used for savings – don’t generate interest.

You can choose whether your MassInterest gets paid out into your regular bank account or Savings bank account. When you set your Payday to your bunq Savings account, you’ll earn even more due to compounding interest — each week your new total starts to earn interest. Over time, this creates a snowball effect that helps your savings grow faster.

Deposit or Withdraw from your Savings Accounts

Managing your Savings Accounts is quick and easy — you can deposit or withdraw money right from your Savings Tab with just a tap.

To deposit money:

  • Tap on Deposit

  • Pick a method to add money to your account

  • Select amount and Savings Account you’d like to deposit money to

  • Tap on Continue

  • Top up complete!

To withdraw money:

  • Tap on Withdraw

  • Select amount and tap on next

  • Select which account you’d like to withdraw money to

  • Tap on Withdraw and confirm you want to use this account

Total Interest Earned

This is a graph which helps you visualize the total interest you earned so far. The graph covers the span of time from the last time we calculated your threshold. We recalculate the threshold twice a year, on January 1 and July 1.

Below the graph, you’ll see your next payout date. Tap on it to view your full Total Interest overview, including:

  • Your total interest earned over time

  • Your interest earned this week

  • A breakdown of your base rate and bonus rate

Savings Goal 💵

Need to save money for your next trip? Or you want to keep some extra cash for rainy days?

You can start saving easier and faster with a Savings Goal, straight from your Savings Tab. Simply:

  • Select a Savings Account you’d like to set a Savings Goal for

  • Tap on Settings in the top right corner

  • Tap on Savings goal under Saving

  • Set your Goal Amount

  • Tap Set and you’re all done ✨

You can learn more about Savings Goals here

Total Amount AutoSaved

Your Savings Tab also displays a graph with the total amount you AutoSaved.

With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock or ETF of your choice 💸

You can tap on the Settings icon in the top right corner of the graph to access your AutoSave settings. Here you can enable or disable the AutoSave toggle, decide which accounts you’d like to save from, which account you’d like to save to and the amount you’d like to round up to when saving with AutoSave.

Learn more about AutoSave here.

Did my Savings Accounts move from my Home Tab?

Yes, with our new, sleek V5 app design your Savings Accounts moved to their own, separate tab. You can find all of your Savings Accounts and their overviews in your Savings tab.

Hey bunqers 🌈,

Whether you’re setting money aside for something special or just want to watch your savings grow, the Savings tab makes it effortlessly easy to stay on track.

With just a tap in the app, you can see all your savings accounts in one place, check your AutoSaved total at a glance, and use the savings calculator to discover how much extra you’ll earn with MassInterest — welcome to your Savings Tab.

Where can I find my Savings Accounts?

The Savings Tab is where you’ll find all of your Savings Accounts. From here, you can tap on an existing Savings account to open its overview, as well as deposit, withdraw, or request money.

Below your existing accounts, you can choose to create other Savings accounts by:

  1. Tap Add an Extra Savings Account

  2. Select the type of Savings Account you’d like to set up

  3. Personalize it and tap Create

  4. Your new Savings Account is ready to use!

Expected Interest Earned

To give you a simple, transparent view of how much interest you can earn with bunq, you can instantly see your expected earnings over the next 12 months when you save with bunq. Want to learn how MassInterest works? Check it out here.
Your Expected Interest Earnings banner shows you:

  • Base rate – your standard interest rate

  • Bonus rate – the extra interest you earn on the balance that is above your Savings threshold

  • Savings threshold – the highest balance in your Savings Account from January to July or July to December

If you add or withdraw money, the calculation updates automatically to display the adjusted new balance.

⚠️ Important: You’ll need a bunq Savings Account to earn Interest and see your expected interest earnings. Regular bunq accounts – even if used for savings – don’t generate interest.

You can choose whether your MassInterest gets paid out into your regular bank account or Savings bank account. When you set your Payday to your bunq Savings account, you’ll earn even more due to compounding interest — each week your new total starts to earn interest. Over time, this creates a snowball effect that helps your savings grow faster.

Deposit or Withdraw from your Savings Accounts

Managing your Savings Accounts is quick and easy — you can deposit or withdraw money right from your Savings Tab with just a tap.

To deposit money:

  • Tap on Deposit

  • Pick a method to add money to your account

  • Select amount and Savings Account you’d like to deposit money to

  • Tap on Continue

  • Top up complete!

To withdraw money:

  • Tap on Withdraw

  • Select amount and tap on next

  • Select which account you’d like to withdraw money to

  • Tap on Withdraw and confirm you want to use this account

Total Interest Earned

This is a graph which helps you visualize the total interest you earned so far. The graph covers the span of time from the last time we calculated your threshold. We recalculate the threshold twice a year, on January 1 and July 1.

Below the graph, you’ll see your next payout date. Tap on it to view your full Total Interest overview, including:

  • Your total interest earned over time

  • Your interest earned this week

  • A breakdown of your base rate and bonus rate

Savings Goal 💵

Need to save money for your next trip? Or you want to keep some extra cash for rainy days?

You can start saving easier and faster with a Savings Goal, straight from your Savings Tab. Simply:

  • Select a Savings Account you’d like to set a Savings Goal for

  • Tap on Settings in the top right corner

  • Tap on Savings goal under Saving

  • Set your Goal Amount

  • Tap Set and you’re all done ✨

You can learn more about Savings Goals here

Total Amount AutoSaved

Your Savings Tab also displays a graph with the total amount you AutoSaved.

With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock or ETF of your choice 💸

You can tap on the Settings icon in the top right corner of the graph to access your AutoSave settings. Here you can enable or disable the AutoSave toggle, decide which accounts you’d like to save from, which account you’d like to save to and the amount you’d like to round up to when saving with AutoSave.

Learn more about AutoSave here.

Did my Savings Accounts move from my Home Tab?

Yes, with our new, sleek V5 app design your Savings Accounts moved to their own, separate tab. You can find all of your Savings Accounts and their overviews in your Savings tab.

Table of Contents

Where can I find my Savings Accounts?
Expected Interest Earned
Deposit or Withdraw from your Savings Accounts
Total Interest Earned
Savings Goal 💵
Total Amount AutoSaved
Did my Savings Accounts move from my Home Tab?

Table of Contents

Where can I find my Savings Accounts?
Expected Interest Earned
Deposit or Withdraw from your Savings Accounts
Total Interest Earned
Savings Goal 💵
Total Amount AutoSaved
Did my Savings Accounts move from my Home Tab?

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.