Hey bunqers 🌈,
Just in time for your holiday allowance! We're launching a promotional Term Deposit to help your savings grow faster. From May 22, 2026 to June 14, 2026, all 🇳🇱 Dutch users can open a 6-month Term Deposit and lock in a market-high interest rate of 2.51% per year.
⚠️ Sign-ups for this promotion have officially closed. The sign-up period for our limited-time 2.51% Holiday Savings promotion ended on June 14, 2026. If you’ve already opened one, your money stays locked in and continues to earn the guaranteed 2.51% annual interest for the remainder of your 6-month term.
How does this promotion work?
To help you make the most of your holiday allowance, we're launching a promotional 6-month Term Deposit. By opening one between May 22 and June 14, 2026, you'll get a guaranteed 2.51% annual interest rate on your deposit for the 6-month term.
To enjoy this market-high rate, all you need to do is:
Update your bunq app to version 31.4.0 or above (if you haven't already)
Open a 6-month Term Deposit during the promotional period
Deposit between €1,000 and €10,000
At the end of the 6 months, get your deposit and the earned interest paid out
What is a Term Deposit?
Term Deposits allow you to lock a chosen amount of money for a set period of time, and in return earn a guaranteed fixed interest rate on that amount.
With bunq, you can open Term Deposits for various terms — from 3 months up to 2 years. Please note that the 2.51% interest rate promotion is only available with Term Deposits opened for the 6-month term.
How do I get the 2.51% interest?
To earn 2.51% interest for 6 months, you need to:
Make sure you're on bunq app version 31.4.0 or above
Go to your Savings Tab 💰
Tap on Add an Extra Savings Account
Select a Term Deposit
Choose the amount you'd like to deposit and the 6-month period
Select which account you'd like to add money from
Read, agree to the T&Cs, and tap on Next
That's it—you've just set up your Term Deposit 🚀
Who can open this Term Deposit?
You have to meet the following criteria to be eligible to open the promotional Term Deposit:
You live in 🇳🇱 the Netherlands
You are 18 years old or older
You have a verified Personal account with any of the available bunq plans
You're using bunq app version 31.4.0 or above on iOS or Android
What happens when my Term Deposit is over?
When your Term Deposit ends, you'll get a push notification from us to let you know that we've transferred the full term deposit amount and the interest back into your Main Bank Account.
How much can I deposit into a Term Deposit with 2.51% rate?
Here's a simple breakdown of the deposit limits for our Term Deposits.
For the 2.51% promotional rate:
You can deposit a minimum of €1,000
You can deposit a total maximum of €10,000 to get this 2.51% rate
For all your Term Deposits combined:
You can save up to €100,000 in total across all Term Deposits you have with bunq
Let's look at a couple of examples: You put €10,000 into a 6-month Term Deposit to get the 2.51% promotional rate. You have now hit the €10,000 limit for that specific offer. You still have €90,000 left that you can deposit into other Term Deposits with different rates and durations, in line with your savings goals.
Another example: you put €1,000 into a 6-month Term Deposit with the promotional 2.51% interest rate. This means you can deposit another €9,000 into one or more 6-month Term Deposits and get 2.51% interest at the end of the term.
Is my money protected?
Yes. All EUR savings — including both regular Savings and Term Deposits Accounts — are protected by the Deposit Guarantee Scheme (DGS) up to €100,000.
Why can't I open a Term Deposit?
The sign-up period for our limited-time 2.51% Holiday Savings promotion ended on June 14, 2026.
I opened a Term Deposit, but would like to benefit from the 3.01% bonus rate instead
The European Central Bank (ECB) has recently raised their rates. To give you the most optimal rates and help you save for that next saving goal, we’re raising our Bonus Interest Rate to 3.01%. Learn more about our MassInterest rates.
If you have weighed your options and decide that the bonus interest rate fits your plans better than the guaranteed certainty of your 2.51% Term Deposit, contact our Support team. We’re always here to help you. One of our specialized experts will take a look at the options available to you, depending on your circumstances.