Hey bunqers 🌈,
Just in time for your holiday allowance! We're launching a promotional Term Deposit to help your savings grow faster. From May 25, 2026 to June 14, 2026, all 🇳🇱Dutch users can open a 6-month Term Deposit and lock in a market-high interest rate of 2.51% per year.
How does this promotion work?
To help you make the most of your holiday allowance, we’re launching a promotional 6-month Term Deposit. By opening one between May 25 and June 14, 2026, you’ll get a guaranteed 2.51% annual interest rate on your deposit for the 6-month term.
To enjoy this market-high rate, all you need to do is:
Open a 6-month Term Deposit during the promotional period.
Deposit between €1,000 and €10,000.
At the end of the 6 months, get your deposit and the earned interest paid out.
What is a Term Deposit?
Term Deposits allow you to lock a chosen amount of money for a set period of time, and in return earn a guaranteed fixed interest rate on that amount.
With bunq, you can open Term Deposits for various terms — from 3 months up to 2 years. Please note that 2.51% interest rate promotion is only available with Term Deposits opened for the 6-month term.
How do I get the 2.51% interest?
To earn 2.51% interest for 6 months, you need to:
Go to your Savings Tab 💰
Tap on Add an Extra Savings Account
Select a Term Deposit
Choose the amount you’d like to deposit and the 6-month period
Select which account you’d like to add money from
Read, agree to the T&Cs, and tap on Next
That’s it — you’ve just set up your Term Deposit 🚀
Who can open this Term Deposit?
You have to meet the following criteria to be eligible to open the promotional Term Deposit:
You live in 🇳🇱the Netherlands
You are 18 years old or older
You have a verified Personal account with any of the available bunq plans.
What happens when my Term Deposit is over?
When your Term Deposit ends, you’ll get a push notification from us to let you know that we’ve transferred the full term deposit amount and the interest back into your Main Bank Account.
How much can I deposit into a Term Deposit with 2.51% rate?
Here’s a simple breakdown of the deposit limits for our Term Deposits.
For the 2.51% promotional rate:
You can deposit a minimum of €1,000.
You can deposit a total maximum of €10,000 to get this 2.51% rate.
For all your Term Deposits combined:
You can save up to €100,000 in total across all Term Deposits you have with bunq.
Let’s look at a couple of examples:
You put €10,000 into a 6-month Term Deposit to get the 2.51% promotional rate. You have now hit the €10,000 limit for that specific offer. You still have €90,000 left that you can deposit into other Term Deposits with different rates and durations, in line with your savings goals.
Another example: you put €1,000 into a 6-month Term Deposit with the promotional 2.51% interest rate. This means you can deposit another €9,000 into one or more 6-month Term Deposits and get 2.51% interest at the end of the term.
Is my money protected?
Yes. All EUR savings — including both regular Savings and Term Deposits Accounts — are protected by the Deposit Guarantee Scheme (DGS) up to €100,000.
Why can’t I open a Term Deposit?
You may be unable to open a Term Deposit if they’re sold out at the moment you try to open it. You’ll see Temporarily Sold Out when you try to select a Term Deposit. In this case, please try again at a later point.