Hey bunqer 🌈,
Always be in control of your money by organizing your income the way you want: in amounts or percentages, the choice is yours!
How can I organize my income?
You can organize your income by sorting your incoming payments into Bank Accounts, Stocks and ETFs.
Go to one of your Bank Accounts
Choose an incoming payment
Tap on Organize in the middle
Choose the Bank Accounts, Stocks and ETFs you want to sort into
Choose how much of that payment should be sorted into each (in full amounts or percentages)
Tap on “Organize This Payment”
You can also organize your income directly from your Money Insights screen:
Tap on your Net Wealth tile from the top of the Home Tab
Scroll to the bottom and tap on "Organize (Another) Payment"
Organize how you'd like to split the payment
Tap on "Organize This Payment"
Future payments
Once you organize your first payment, you will be asked if you want to automatically organize this payment every time you'll get it again. This means that the future payment organizing will be executed if the payment amount is higher than the money moving from the principal account to the other Bank Accounts, stocks or ETFs.
Example:
Amount to sort: €2.500,00
Savings: €800,00
Fun stuff: €250,00
Groceries : €150,00
Remainder left in Main account: €1300,00
A stock of your choice: €100
An EFT of your choice: €100
Any payment in the future will be organized if the payment is more than €1.200,00
Payments that can't be sorted
Switch service SCTs
iDeal
Requests
Good to know
Available for bunq Pro and bunq Elite users.
You'll be able to choose between percentage or amount while organizing the payment.
You're able to split incoming payments of more than €1.00 into multiple Bank Accounts, stocks, and ETFs.
You need to sort a minimum of €10 to sort into a Stock or ETF.
You can set this up for recurring payments as well to avoid splitting payments every week/month.
You can cancel this as well if you like from the budgeting screen.
You can also select Savings Accounts and regular Bank Accounts, but AutoVAT Accounts are not supported.
If you receive a payment you want to sort but you only have 1 Bank Account, the app will prompt you to create more Bank Accounts.
Once the payment is organized you'll see the complete, unsorted amount in the events overview. Beneath the complete amount in blue you'll see a smaller amount and sign showing that it was organized.
Once the amount is organized you can select the payment to see which Bank Accounts, stocks, and ETFs the payments ended up in.
If you set up organizing for a recurring payment and one of the designated Bank Accounts is closed, the funds will be redirected to your main Bank Account. All other payments will be processed as intended. The same applies to Stocks or ETFs that have been sold.
You can automatically organize up to 20 payments.