Hey bunqers 🌈,
We’ve created a list of daily payment limits to make life easy for you. Check them out below:
Contactless payments
There's a €50 limit per contactless payment that don't require a PIN code in Andorra, Austria, Belgium, Cyprus, Estonia, France, French Guiana, Greece, Germany, Guadeloupe, Ireland, Latvia, Lithuania, Luxembourg, the Netherlands, Malta, Martinique, Monaco, Portugal, Slovakia, Slovenia, and Spain.
Check out our contactless limits for non-EUR currencies.
Your PIN will be requested after 5 contactless payments or when you've made contactless payments for more than 150 EUR (cumulative). So if the 4th contactless payment makes the sum of the 4 payments higher than 150 EUR, the PIN will be requested.
Apple Pay and Google Pay
The security limits for Apple Pay can be found here and the ones for Google Pay here.
Incoming transfers
Bank transfers (sent to EUR currency Bank Account): No limit!
iDeal:
€50,000 per top-up
€10,000 per payment request
Outgoing transfers
Personal: €1,000,000 total per day
Business: €1,000,000 total per day
iDeal and SOFORT:
Personal: €50,000 total per day
Business: €50,000 per transaction and €100,000 total per day
Limit per IBAN (Personal):
Default limit: €5,000 total per day
Maximum limit: €1,000,000 total per day
Keep in mind: Your overall daily Personal account limit remains €1,000,000 in total.
Limit per IBAN (Business):
Default limit: €5,000 total per day
Maximum limit: €1,000,000 total per day
Keep in mind: Your overall daily Business account limit remains €1,000,000 in total.
bunq Web payments:
When you use bunq Web in your browser, you can send payments up to €1,000 per day. This is a fixed limit for the web version and can't be increased.
Want to send more? Just open the bunq app and make the payment there. Keep in mind that your account limits apply as usual.
Incoming payment via bunq.me
iDeal payments: €2,000 per day
SOFORT payments: €250 total per day
Bancontact: €1,000 per transaction
Debit/credit card payments: from €10 to €500 per transaction
What are my daily card, cash deposits and withdrawals limits?
To see the daily card, cash deposit and withdrawal limits check this page 💳
What are the daily Foreign Currencies limits?
To see what the daily limits for Foreign Currency accounts are, check out this page.
How can I change my daily bank account limit?
To see how you can change your daily bank account limit, check out this page.
Good to know
Bank Account limits only apply to non card-transactions (e.g. a payment to another bunq user, or paying with iDEAL at a webshop).
Bounce fees: For an incoming payment that bounced, transaction costs apply. These costs are deducted from the payment upon return.
If you try to make a payment with an incorrect CVC, the payment will fail, regardless of what your limit is. If you use the correct CVC, or the webshop doesn't ask for a CVC, then the payment will be accepted only if it falls under the cards daily limit and you have enough funds to make the payment.