Hey bunqers 🌈,

Open a Foreign Currency Account in seconds. It's totally free for bunq Free, Core, Pro and Elite Personal and Business users, cool right? With bunq, you save on conversion when spending abroad by getting the real exchange rate. With your bunq Free, Core, Pro, and Elite account you can now receive, convert, hold and spend in foreign currencies without having to leave your bunq app with Foreign Currencies.

To give you a full fledged Foreign Currency Account, there'll be some changes to our billing policy. Open a Foreign Currency Account in seconds 🌍 - FREE for bunq Free, Core, Pro, and Elite Personal users - FREE for bunq Free, Core, Pro, and Elite Business users

Convert anytime, anywhere 🚀

• 0.50% Network Fee on the amount you convert.

• You’ll get the real market rate! On the weekends, the rates are different as the foreign currency markets close and there's more risk. This results in an additional markup of 0.15%-0.5%, depending on the currencies you wish to convert. For the best rates, choose to convert during the week.

Which Bank Account will the fee be taken from?

Fees for your Foreign Currency Account payments will be deducted from your Billing Bank Account. To change your Billing Bank Account, simply follow these steps:

1. Tap on your Profile in the top left corner

2. Tap on Accounting

3. Select Invoices and Billing

4. Select "Preferred Billing Bank Account"

5. Select one of your Bank Accounts to do the job!

More details can be found here.

Pay in foreign currency 💷

• Fast Payments available for foreign currencies, between €0.70 - €6.00. See more detailed list on Fast Payments' billing scheme in our pricing sheet

• SWIFT Payments: All plans, regardless of the amount, have a €5 fee for receiving SWIFT payments. However, if the bunq user (receiver/beneficiary) pays the fee, it is €10.

  • 🔘 For Austria, Belgium, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom: €10,00

  • 🔘 For Canada, Jersey, Switzerland, Kuwait, United States and Isle of Man: €15,00

  • 🔘 For Australia, Mexico, Brazil, New Zealand, India, Philippines, Qatar, Russian Federation, Guernsey and Mauritius: €20,00

  • 🔘 Argentina, Israel, Paraguay, Japan, Chile, Jordan, Congo, Kenya, Korea Republic, Suriname, Djibouti,Kyrgyzstan, Swaziland, Ecuador, Taiwan, Ethiopia, Lesotho, Turkey, Uganda, Malawi, Ukraine, Uruguay, Guinea, Monaco, Venezuela, Indonesia, Morocco, Yemen, Nepal, Zimbabwe: €45,00

  • 🔘 For countries not listed above: €30,00

Why is my IBAN a UK one?

To support different currencies, we are partnering up with a currency cloud which is located in the UK. Since the UK is no longer a part of the EU, every outgoing transfer is a SWIFT transfer. Swift transfers can come with additional fees, which you can find in our terms and conditions you may find the pricing list here 💪

Receive in local currency 💵

• SWIFT: All plans, regardless of the amount, have a €5 fee for receiving SWIFT payments. However, if the bunq user (receiver/beneficiary) pays the fee, it is €10.

• For now, only GBP and USD can be received via foreign payment methods: €0.70

Make a card payment in a foreign currency 💳

• Same currency: No fee

• Other currency: Network Fee of 0.5%