What's ZeroFX and how does it save me money?

What are you looking for?

What's ZeroFX and how does it save me money?

What are you looking for?

What's ZeroFX and how does it save me money?

What are you looking for?

Hey bunqers 🌈,

With bunq ZeroFX, bunq Free, Core, Pro, and Elite users can pay abroad with no extra currency exchange fees. Instead of the usual 1.5% currency conversion fee, you’ll get the real Mastercard exchange rate, with only a 0.5% adjustment for currency fluctuations.

Do I need to activate ZeroFX?

Nope! ZeroFX is activated by default for all users. It applies to all your cards, and you can always double check this by checking your card details. Here’s how to do it:

  1. Go to the 🏠 Home tab

  2. Tap on your card

  3. Check if it has the ✅ ZeroFX label

Are there any limits?

The following limits apply: - bunq Free users can make payments up to €1,000 per year. - bunq Core, Pro, and Elite users can make unlimited payments.

What is currency fluctuation prevention?

Currencies fluctuate continuously. To prevent these fluctuations from negatively impacting your account, we averaged them out by adding a 0.5% currency fluctuation prevention to the latest available rate when the markets are open. This means you’ll sometimes have a slightly worse rate, and sometimes have a slightly better rate. But over time this averages out, providing you the best possible rate when spending in non-Euro currencies.

How does that apply to me?

The currency fluctuation prevention applies to all currency exchange services within bunq: card payments, ATM withdrawals, and converting your funds between your local currency accounts.

Hey bunqers 🌈,

With bunq ZeroFX, bunq Free, Core, Pro, and Elite users can pay abroad with no extra currency exchange fees. Instead of the usual 1.5% currency conversion fee, you’ll get the real Mastercard exchange rate, with only a 0.5% adjustment for currency fluctuations.

Do I need to activate ZeroFX?

Nope! ZeroFX is activated by default for all users. It applies to all your cards, and you can always double check this by checking your card details. Here’s how to do it:

  1. Go to the 🏠 Home tab

  2. Tap on your card

  3. Check if it has the ✅ ZeroFX label

Are there any limits?

The following limits apply: - bunq Free users can make payments up to €1,000 per year. - bunq Core, Pro, and Elite users can make unlimited payments.

What is currency fluctuation prevention?

Currencies fluctuate continuously. To prevent these fluctuations from negatively impacting your account, we averaged them out by adding a 0.5% currency fluctuation prevention to the latest available rate when the markets are open. This means you’ll sometimes have a slightly worse rate, and sometimes have a slightly better rate. But over time this averages out, providing you the best possible rate when spending in non-Euro currencies.

How does that apply to me?

The currency fluctuation prevention applies to all currency exchange services within bunq: card payments, ATM withdrawals, and converting your funds between your local currency accounts.

Hey bunqers 🌈,

With bunq ZeroFX, bunq Free, Core, Pro, and Elite users can pay abroad with no extra currency exchange fees. Instead of the usual 1.5% currency conversion fee, you’ll get the real Mastercard exchange rate, with only a 0.5% adjustment for currency fluctuations.

Do I need to activate ZeroFX?

Nope! ZeroFX is activated by default for all users. It applies to all your cards, and you can always double check this by checking your card details. Here’s how to do it:

  1. Go to the 🏠 Home tab

  2. Tap on your card

  3. Check if it has the ✅ ZeroFX label

Are there any limits?

The following limits apply: - bunq Free users can make payments up to €1,000 per year. - bunq Core, Pro, and Elite users can make unlimited payments.

What is currency fluctuation prevention?

Currencies fluctuate continuously. To prevent these fluctuations from negatively impacting your account, we averaged them out by adding a 0.5% currency fluctuation prevention to the latest available rate when the markets are open. This means you’ll sometimes have a slightly worse rate, and sometimes have a slightly better rate. But over time this averages out, providing you the best possible rate when spending in non-Euro currencies.

How does that apply to me?

The currency fluctuation prevention applies to all currency exchange services within bunq: card payments, ATM withdrawals, and converting your funds between your local currency accounts.

Table of Contents

Do I need to activate ZeroFX?
Are there any limits?
What is currency fluctuation prevention?
How does that apply to me?

Table of Contents

Do I need to activate ZeroFX?
Are there any limits?
What is currency fluctuation prevention?
How does that apply to me?

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.

We’re here for you

If you can’t find an answer to your question or need someone to speak to, we're always available to offer a helping hand.