Hey bunqers 🌈,

You can invest with bunq Stocks if you meet the following eligibility requirements:

• You have an active and verified Personal account, on any bunq plan

• You're 18 years old or older

• You live in 🇦🇹 Austria, 🇧🇪 Belgium, 🇫🇷 France, 🇩🇪 Germany, 🇮🇪 Ireland, 🇮🇹 Italy, 🇱🇺 Luxembourg, 🇳🇱 the Netherlands, 🇵🇹 Portugal, 🇸🇰 Slovakia, or 🇪🇸 Spain

• You hold a nationality that our trading partner Ginmon accepts, listed below

Heads up: currently, we can't provide stock trading services to nationals of the United States. We're actively working on changing this, and will update this page as soon as there are any news.

Is my nationality accepted by Ginmon?

Ginmon, our trading partner has nationality restrictions. This means that you can only use bunq Stocks if you hold the nationality of one of the following countries.

European Union countries

🇦🇹 Austria, 🇧🇪 Belgium, 🇧🇬 Bulgaria, 🇭🇷 Croatia, 🇨🇾 Cyprus, 🇨🇿 Czech Republic, 🇩🇰 Denmark, 🇪🇪 Estonia, 🇫🇮 Finland, 🇫🇷 France, 🇩🇪 Germany, 🇬🇷 Greece, 🇭🇺 Hungary, 🇮🇪 Ireland, 🇮🇹 Italy, 🇱🇻 Latvia, 🇱🇹 Lithuania, 🇱🇺 Luxembourg, 🇲🇹 Malta, 🇳🇱 Netherlands, 🇵🇱 Poland, 🇵🇹 Portugal, 🇷🇴 Romania, 🇸🇰 Slovakia, 🇸🇮 Slovenia, 🇪🇸 Spain, and 🇸🇪 Sweden

Non-European Union countries

🇦🇷 Argentina, 🇦🇺 Australia, 🇧🇷 Brazil, 🇨🇦 Canada, 🇨🇱 Chile, 🇨🇳 China, 🇨🇴 Colombia, 🇪🇨 Ecuador, 🇭🇰 Hong Kong, 🇮🇸 Iceland, 🇮🇳 India, 🇮🇩 Indonesia, 🇮🇱 Israel, 🇯🇵 Japan, 🇱🇮 Liechtenstein, 🇲🇾 Malaysia, 🇲🇽 Mexico, 🇲🇦 Morocco, 🇳🇿 New Zealand, 🇳🇴 Norway, 🇵🇪 Peru, 🇸🇬 Singapore, 🇰🇷 South Korea, 🇨🇭 Switzerland, 🇹🇷 Turkey, 🇺🇦 Ukraine, 🇬🇧 United Kingdom, 🇺🇾 Uruguay, and 🇻🇪 Venezuela

What if my nationality isn't on the accepted list?

You can still use bunq Stocks if you're a national of one of the following countries:

🇦🇫 Afghanistan, 🇧🇧 Barbados, 🇧🇾 Belarus, 🇧🇫 Burkina Faso, 🇨🇲 Cameroon, 🇨🇺 Cuba, 🇨🇩 Democratic Republic of the Congo, 🇬🇮 Gibraltar, 🇭🇹 Haiti, 🇯🇲 Jamaica, 🇲🇱 Mali, 🇲🇿 Mozambique, 🇲🇲 Myanmar, 🇳🇬 Nigeria, 🇰🇵 North Korea, 🇵🇦 Panama, 🇵🇭 Philippines, 🇷🇺 Russia, 🇸🇳 Senegal, 🇿🇦 South Africa, 🇸🇾 Syria, 🇹🇿 Tanzania, 🇹🇹 Trinidad and Tobago, 🇺🇬 Uganda, 🇻🇺 Vanuatu, 🇻🇳 Vietnam, 🇾🇪 Yemen

and you can provide a valid ID document or residence permit from an EU country. Here's how you can send the required documents over to us:

1. Open your bunq app

2. Tap on your Profile

3. Open your Support chat

4. Tell us you'd like to use Stocks and need to add a document

5. Share a photo of your document in the chat

   • 💡Pro-tip: send a photo of the physical document rather than a scan, a photocopy, or a picture of a screen, and keep the whole document in frame and readable

Once we verify your document, Stocks will be available to you, as long as you meet the remaining eligibility requirements.

Please note: MiFID (Markets in Financial Instruments Directive) regulations require us to collect the primary, or 1st priority, identification documents for each new bunq Stocks user. This means that in addition to holding an eligible nationality, we'll request a specific document type during your Stocks sign up. No worries if you don't know what the primary document type is for your country. We'll always ask you for the right one during your Stocks sign up based on your nationality.

Why can't I use bunq Stocks?

Are you getting an error which says you can't use Stocks? There are 3 main reasons that a Stocks account may not be available to you yet:

• Your details don't meet the requirements: check your age, where you live, your nationality, and that your Personal account is active and verified against the eligibility requirements outlined in this page.

• We're still missing a document from you: MiFID regulations mean we need your primary identity document before you can start investing.

• Stocks aren't available for your account: on top of the requirements on this page, we check whether we can offer Stocks on each account, based on our internal policies. If we can’t, you won’t be able to start Stocks sign-up.

What if I meet all the requirements but still can't use Stocks?

Stocks may not be available for your account, even if you meet every requirement on this page. Besides the requirements listed here, we also check whether we can offer Stocks for every individual account, based on our internal policies and those of our trading partner, Ginmon. When we can’t offer Stocks accounts, the Stocks sign-up won’t be available to you.

Why we do this: investing comes with extra rules under European financial regulation. That means we look at more than the criteria listed here before we offer Stocks on an account. We don’t publish the details of these checks, and that’s the same for every account.

What this means for you:

• Your other bunq accounts and services keep working as normal, you just can’t use bunq Stocks at the moment

• If Stocks become available to you, you’ll see the option to sign up in your Stocks tab

Good to know

• bunq doesn’t give trading advice

• Manage stocks at your own risk

• bunq Stocks is managed through our trading partner Ginmon