Hey bunqers 🌈,
With your bunq account, you can choose between different Bank Accounts options based on your usage preferences. Find out more about each option below ✨
Bank Account
When you’ve already been verified and you’ve chosen the most suitable subscription plan for you, you’ll be able to open a bank account. bunq Elite and bunq Pro users can have up to 25 Bank Accounts, where they can put money aside and divide everyday costs 💸
If you’re using the bunq Core plan, you can have a combination of 5 Bank Accounts of your choice: Savings Account, Foreign Currency Savings Account, Foreign Currency Bank Account, Joint Bank Account or a regular Bank Account.
If you’re using the bunq Free plan, you can have a combination of 3 Bank Accounts of your choice: Savings Account, Foreign Currency Savings Account, Foreign Currency Bank Account, or a regular Bank Account.
If you’re wondering how to open a bank account, click here.
Savings Account
We’re offering you a secure way to save money and receive high interest with zero fees. Saving money can be difficult but the Auto Round Up option makes it easier than ever.
By enabling Auto Round Up, each outgoing payment will be rounded up to the nearest € and the difference will be put in your Savings Account. This feature is available for bunq, Pro and bunq Elite subscription plans.
To learn more about saving up with bunq, check this topic.
Joint Account
Joint account is the perfect option for you to share expenses with friends and family 👥 It gives you the chance to have up to 10 owners of one monetary account. Keep in mind that each one of the members should have their own bunq account. The feature is available for bunq Core, Pro, and Elite.
Learn more about the Joint account feature here
Joint Savings Account
A Joint Savings Account is a type of savings account that allows you to save money together with your friends, family, or partners. The account is owned by all the users who accepted the invite to join the account. It generates monthly interest, helping your savings grow over time.The feature is available for bunq Core, Pro, and Elite.
Learn more about the Joint Savings Account here.
Foreign Currency and International Bank Accounts
As the bank of The Free, we want you to feel secure using your money everywhere you go 🌎
With International Bank Accounts and Foreign Currencies, bunqers can easily bank like locals all across Europe. What’s the difference between them you’ll ask?
International Bank Accounts are operating in Euro based on the Dutch, German, French, Irish, and Spanish banking metrics. Keep in mind that if you reside in Germany, France, Spain or Ireland, your first and any new Bank Accounts you create will automatically be assigned an IBAN according to your location unless you specifically open an International Bank Account.
Foreign Currencies allow you to spend and save in one of our available currencies. Your IBAN will be a GB one since the foreign currency is held in the UK. This feature is only available for bunqers residing in 🇳🇱 The Netherlands, 🇩🇪 Germany, 🇪🇸 Spain, 🇮🇹 Italy, 🇫🇷 France, 🇮🇪 Ireland.
To find out more about International Bank Accounts click here.
If you think Foreign Currencies fits your lifestyle better, click here to learn all about them.