Hey bunqers 🌈,

You can count on us to always give you the best possible interest on your savings. The European Central Bank has increased their interest rates recently, so we’re raising our bonus interest rate to reward extra savings.

🚀 We've increased the Bonus Interest Rate for Personal Accounts from 2.01% to 3.01% on July 1, 2026. The base rate remains set at 1.51%. 

What MassInterest rate applies to me?

Personal Accounts

• For 🇪🇺 EUR Savings Accounts

When you first start saving with bunq, you’ll earn the bonus interest rate (3.01%) on all your Savings until your first threshold calculation. 

Your threshold is the highest balance held in your Savings Account during the previous 6 months. The threshold is calculated twice a year on: 

• January 1 (00:00 UTC): based on your highest balance between July 1 (00:00 UTC) to December 31 (23:59 UTC)

• July 1 (00:00 UTC): based on your highest balance between January 1 (00:00 UTC) to June 30 (23:59 UTC) 

Once your threshold has been set, you’ll earn:

• The current base interest rate of 1.51%* on your savings up to the determined threshold amount. 

• The current bonus interest rate of 3.01%* on any savings above the determined threshold amount. 

*The base rate and the bonus rate are variable and are subject to change.

• For 🌎 Foreign Currency Savings Accounts

Annual variable rates of: 

• 🇦🇪 AED, United Arab Emirates Dirham  —  2.02%

• 🇦🇺 AUD, Australian Dollar  — 3.56%

• 🇬🇧 GBP, British Pound  — 3.01% 

• 🇳🇴 NOK, Norwegian Krone  — 3.32%

• 🇵🇱 PLN, Polish Złoty  —  2.12% 

• 🇹🇷 TRY, Turkish Lira  — 27.06%

• 🇺🇸 USD, US Dollar  — 3.01% 

• 🇿🇦 ZAR, South African Rand  — 4.03%

*Foreign Currency Interest rates are variable and are subject to change.

Business Accounts

• For 🇪🇺 All EEA Residents:

  • Annual variable rate of 0.75%*

*The business interest rate is variable and is subject to change.

• For 🌎 Foreign Currency Savings Accounts

Annual variable rates of: 

• 🇦🇪 AED, United Arab Emirates Dirham  — 1.54%

• 🇦🇺 AUD, Australian Dollar  — 2.72%

• 🇬🇧 GBP, British Pound  — 2.30% 

• 🇳🇴 NOK, Norwegian Krone  — 2.53%

• 🇵🇱 PLN, Polish Złoty  —  1.62% 

• 🇹🇷 TRY, Turkish Lira  — 20.68%

• 🇺🇸 USD, US Dollar  — 2.30% 

• 🇿🇦 ZAR, South African Rand  — 3.08%

*Foreign Currency Interest rates are variable and are subject to change.

Further information about Foreign Currency Savings Accounts can be found here.