Hey bunqers 🌈,
You can count on us to always give you the best possible interest on your savings.
What MassInterest rate applies to me?
Personal Accounts
For 🇪🇺 EUR Savings Accounts
When you first start saving with bunq, you’ll earn the bonus interest rate (2.01%) on all your Savings until your first threshold calculation.
Your threshold is the highest balance held in your Savings Account during the previous 6 months. The threshold is calculated twice a year on:
January 1 (00:00 UTC): based on your highest balance between July 1 (00:00 UTC) to December 31 (23:59 UTC)
July 1 (00:00 UTC): based on your highest balance between January 1 (00:00 UTC) to June 30 (23:59 UTC)
Once your threshold has been set, you’ll earn:
The current base interest rate of 1.51%* on your savings up to the determined threshold amount.
The current bonus interest rate of 2.01%* on any savings above the determined threshold amount.
*The base rate and the bonus rate are variable and are subject to change.
For 🌎 Foreign Currency Savings Accounts
Annual variable rates of:
🇦🇪 AED, United Arab Emirates Dirham — 2.02%
🇦🇺 AUD, Australian Dollar — 3.56%
🇬🇧 GBP, British Pound — 3.01%
🇳🇴 NOK, Norwegian Krone — 3.32%
🇵🇱 PLN, Polish Złoty — 2.12%
🇹🇷 TRY, Turkish Lira — 27.06%
🇺🇸 USD, US Dollar — 3.01%
🇿🇦 ZAR, South African Rand — 4.03%
*Foreign Currency Interest rates are variable and are subject to change.
Business Accounts
For 🇪🇺 All EEA Residents:
Annual variable rate of 0.75%*
*The business interest rate is variable and is subject to change.
For 🌎 Foreign Currency Savings Accounts
Annual variable rates of:
🇦🇪 AED, United Arab Emirates Dirham — 1.54%
🇦🇺 AUD, Australian Dollar — 2.72%
🇬🇧 GBP, British Pound — 2.30%
🇳🇴 NOK, Norwegian Krone — 2.53%
🇵🇱 PLN, Polish Złoty — 1.62%
🇹🇷 TRY, Turkish Lira — 20.68%
🇺🇸 USD, US Dollar — 2.30%
🇿🇦 ZAR, South African Rand — 3.08%
*Foreign Currency Interest rates are variable and are subject to change.
Further information about Foreign Currency Savings Accounts can be found here.