Hey bunqers 🌈,
You can count on us to always give you the best possible interest on your savings.
Although the European Central Bank has lowered interest rates recently, we are offering a bonus interest rate to reward extra savings
What MassInterest rate applies to me?
Personal Accounts
For 🇪🇺 EUR Savings Accounts
You can earn an annual bonus MassInterest on your savings all year long when you save more than your personalized starting point, called a "threshold." This threshold is based on the highest amount you saved in your account over the past 6 months. It gets calculated twice a year - on January 1 at 00:00 UTC and July 1 at 00:00 UTC.
This means that your threshold is the highest balance in your Savings account between:
January 1 at 00:00 UTC to June 30 at 23:59 UTC
July 1 at 00:00 UTC to December 31 at 23:59 UTC
Please note: To start earning MassInterest, you must open a bunq Savings Account. You can open a Savings Account by following the steps outlined here.
Here’s how it works:
You earn an annual base interest rate, currently 1.51%*, on savings up to your threshold.
If you save more than your threshold, you’ll get the current annual bonus rate of 2.01%* on the extra amount.
If you didn’t have any savings in your Savings Account or if you've just joined bunq and opened a Savings Account during the 6-month period before the threshold calculation, your threshold will start at €0. This means you’ll receive the current annual bonus rate of 2.01% on all savings until the next calculation.
*The base rate and the bonus rate are variable and are subject to change.
For 🌎 Foreign Currency Savings Accounts
Annual variable rates of:
🇦🇪 AED, United Arab Emirates Dirham — 2.02%
🇦🇺 AUD, Australian Dollar — 3.56%
🇬🇧 GBP, British Pound — 3.01%
🇳🇴 NOK, Norwegian Krone — 3.32%
🇵🇱 PLN, Polish Złoty — 2.12%
🇹🇷 TRY, Turkish Lira — 27.06%
🇺🇸 USD, US Dollar — 3.01%
🇿🇦 ZAR, South African Rand — 4.03%
*Foreign Currency Interest rates are variable and are subject to change.
Business Accounts
For 🇪🇺 All EEA Residents:
Annual variable rate of 0.75%*
*The business interest rate is variable and is subject to change.
For 🌎 Foreign Currency Savings Accounts
Annual variable rates of:
🇦🇪 AED, United Arab Emirates Dirham — 1.54%
🇦🇺 AUD, Australian Dollar — 2.72%
🇬🇧 GBP, British Pound — 2.30%
🇳🇴 NOK, Norwegian Krone — 2.53%
🇵🇱 PLN, Polish Złoty — 1.62%
🇹🇷 TRY, Turkish Lira — 20.68%
🇺🇸 USD, US Dollar — 2.30%
🇿🇦 ZAR, South African Rand — 3.08%
*Foreign Currency Interest rates are variable and are subject to change.
Further information about Foreign Currency Savings Accounts can be found here.