Hey bunqers 🌈 ,

Did you know that with a bunq Savings Account, you have the freedom to manage your savings your way?

You can add money to your Savings Account whenever you like, and withdraw all or part of your savings when you need to. Better yet, you can automate your savings with Auto Round Up and watch your money grow effortlessly. Let's make saving easy together 🚀

Further information about the MassInterest you can earn and how it works can be found here.

Where can I find my Savings Accounts?

You can find all of your Savings Accounts in your Savings Tab 💰

Simply:

1. Open your bunq app

2. Tap on your Savings Tab from the middle of your navigation bar💰

How can I create a Savings Account?

1. Go to the 💰Savings tab

2. Tap on Add an Extra Savings Account

3. Select Savings Account

4. Personalize it and tap Create

5. Done!

How can I withdraw money from my Savings Account?

You're always in control and can access your savings whenever you need to. You get 2 free withdrawals every single month, and this limit applies across all bunq plans. This means you have a total of 2 free withdrawals for all of your Personal Savings Accounts, and a separate 2 for all of your Business Savings Accounts.

Been saving with us for over a year? We love to see it 🎉 As a thank you for your commitment, you'll automatically unlock an extra free withdrawal every month. This brings your new total to 3 free withdrawals. We start counting from the day you made your very first deposit to a Savings Account.

Good to know: moving money between your own Personal Savings Accounts is always free and doesn’t count towards your monthly limit. And for a fresh start every time, your withdrawal limit automatically resets on the 1st of every month (at 1:00 AM CET).

How do I add money to my Savings Account?

You can send a payment to your savings account whenever:

1. Go to the Savings tab

2. Tap on your Savings Account

3. Tap on Add money

4. Select your payment method and amount

5. Done 👍

Your Savings Account has its own IBAN, you can share it to receive a SEPA transfer or a SWIFT payment from another bank.

How do I set a Saving Goal?

If you want to set a Saving Goal for your Savings Account and track your progress, follow these easy steps:

1. Go to your Savings tab

2. Select your Savings Account

3. Tap on Settings (⚙️)

4. Select Saving Goal

5. Select amount

6. Done!

Once you've reached your goal, you'll get a new event in the Events section. Every time you reach your Saving Goal we'll send you an email to congratulate you on job well done 🙌

How do I create a Savings Account in bunq Web?

In order to create a Savings Account just follow these easy steps:

1. Go to https://web.bunq.com

2. Click on + Add Bank Account

3. Select Save for a specific goal

What interest am I earning?

Find our latest interest rates for your Personal, Business, and Foreign Currency Savings accounts.

How do I close my Savings Account?

Check out the steps to close your Savings Account.

Good to know

• You receive interest accrued only over balances on Savings Account(s).

• You’ll be able to withdraw money for free up to 2 (or 3) times per calendar month from all your Savings Accounts. Learn more about how many free Savings Withdrawals you get here.

• Internal transfers between your Personal Savings Accounts don't count towards the monthly limit.

• Keep in mind that automated payments which you've set up from your Savings Accounts do count towards the limit.

• Transfers from your Savings Accounts to your regular Bank Accounts count towards the limit. A deposit into a Savings Account does not.

• Withdrawals from any Joint Savings Account count towards your monthly withdrawal limit.

• Your withdrawal limit is automatically reset at every 1st of the month (01:00 CET).

• Want to do a partial withdrawal from your Savings Account? Simply follow the steps explained here.