Hey bunqers 🌈,

Investing is easy and straightforward with the bunq app. Find out how to start investing on the go with bunq below.

Note: The Stocks feature is currently available only to verified users living in the Netherlands, France, Germany, Italy, Spain, Belgium, or Ireland. However, please note that our partners at Ginmon have nationality restrictions, which you can review here.

How can I access my Stocks tab?

The Stocks tab makes it simple to set up your stocks account in minutes — and buy, sell or trade, whenever the time feels right. You can access your Stocks tab straight from your bunq App.

From your Stocks tab, you can:

• Open your Stocks Account in just a few taps

• Keep track of your Portfolio with an easy-to-read performance graph

• Explore Popular Stocks and ETFs at a glance

• Discover investing basics

• Automate your investments to stay on track effortlessly

How do I set up a Stocks Account?

To start investing, you first need to create a Stocks Account within the bunq app. The process only takes a few minutes, just follow the steps below:

1. Go to the 📈Stocks tab

2. Tap on Buy Stocks

3. Confirm that the account is for you and accept the Brokerage and Custody Terms

4. Tap on Start Trading

5. You’re all set 🎉

You can find more details on who can open a Stocks Account here: here.

What type of stocks can I buy?

With a minimum investment of €10, you can start trading right away. You can invest in the following assets:

• Popular stocks - well-known, large companies that are widely traded.

• Exchange-Traded Funds (ETFs) - ETFs allow you to invest in multiple assets at once.

What are the trading hours?

To make your trading experience smoother, we offer extended trading time frames between 08:00 and 21:00 CEST.

Note: You can place a stock purchase or sell order outside of trading hours. Then, it will be carried out as soon as the market reopens.

How can I buy stocks?

1. Go to the 📈 Stocks tab

2. Tap on the stock you want to buy

3. Tap on Buy

4. Select the amount you want to buy and tap Buy once again

How can I sell my stocks?

1. Go to the 📈 Stocks tab

2. Tap on your portfolio

3. Select the stock you want to sell

4. Tap on Sell

5. Select the amount you want to sell and tap Sell once again

Is there any fee?

For the first 3 months after opening your Stocks Account, we charge no fees for buying or selling stocks. This applies up to a limit of €100,000 in completed buy and sell orders. Any amount above this will be subject to the standard trading fees. After this promotional period, a fee of 0.99% will apply to all trades, whether you are buying or selling.

Keep in mind that if you’re a bunq Pro and bunq Elite user, you’re getting a discount!

• bunq Pro users get 20% discount on fees

• bunq Elite users get a 50% discount on fees

Note: Trade volume over €100,000 won’t be covered by the 3-month free offer.

How can I set recurring investments?

bunq Pro and bunq Elite users can set recurring investment by creating your own schedule or by automatically organizing your income to invest every time you get paid.

To organize your income into a recurring investment, follow these steps:

1. Go to your Home Tab

2. Tap on the Net Wealth tile

3. Scroll to the bottom and tap “Organize Another Payment”

4. Choose an incoming payment you'd like to sort

5. Tap on Invest your Salary and select the amount you want to automatically invest

6. Tap on Organize This Payment

Note: You need to sort a minimum of €10 to sort into a Stock or ETF.

Find more details about how you can Organize your Income can be found here.

To set up your own schedule, follow these steps:

1. Go to 📈 Stocks

2. Search for the stock or ETF you want to buy and tap Buy

3. Enter the amount you want to buy and tap Next

4. In the overview, tap Buy: Immediately to set up your schedule.

Can I round up my spare change into stocks and ETFs?

bunq Pro and bunq Elite users can round up their spare change into a stock or ETF of their choice using the Auto Round Up feature. Ready to start investing effortlessly? Learn how Auto Round Up works here.

Note: You can enable Auto Round Up for only 1 stock or ETF at a time.

How can I contact Support?

1. Tap on your Profile in the top left corner

2. Tap on 🟢 Support

3. Ask your questions here and our Support Team will help you out

Good to know

• bunq doesn't give trading advice.

• Manage stocks at your own risk.

• bunq Stocks is managed through our trading partner Ginmon.