Who can open a bunq Business in France 🇫🇷

Hey bunqers 🌈 ,

We have a straightforward acceptance policy designed to protect you and your business. Check out the requirements for opening a Business Account in France below.

Who can open a Business Account in France?

Here are the basic conditions you need to meet in order to open a bunq business account in France:

You have a verified personal account with bunq.
You, as a director, are 18 years old or older.
Your business is legitimate and registered in France.
You live permanently in the European Economic Area.
Your business operates under one of the legal forms currently accepted by bunq. Find the full list here.
Your company’s corporate structure and activities should comply with bunq’s requirements. More details on this below.
Your business entity cannot have more than one account with bunq.
If your company has multiple trade names (under the same registration on the Chamber of Commerce) - you can effortlessly open a sub-account with the different names like we explain here.
If the various layers of your company are registered as separate legal entities with the Chamber of Commerce (Chambre du Commerce), each one would need its own Business accounts.
You cannot open a Business account if any UBOs or non-executives reside outside of the EEA.

Once we confirm the above-mentioned conditions are met, we need to determine whether your business entity is registered with the local Chamber of Commerce or, in specific situations, you are operating on a freelance basis. Depending on that, we require different documents in order to approve your account.

Please also keep in mind that as a bank, we are legally required to store all of our user’s personal information in a secure and protected way. If there is more than one director, we create personal accounts for each director of the business accounts. It allows us to keep your information and your company’s information safe while complying with regulations. Check out this topic for more information.

Legal forms and documents

In order to open a business account with bunq, you need to provide a legal form together with a few documents. We accept the following legal forms.

Entreprise Individuelle
Société à responsabilité limitée (SARL)
Entreprise unipersonnelle à responsabilité limitée (EURL)
Société par Actions Simplifiée (SAS)
Société par Actions Simplifiée Unipersonnelle (SASU)
Société Civile Immobilière (SCI)
Syndicat de Copropriéte

Note: bunq Free is only available for the Entreprise Individuelle legal form.

For each legal form, we require the following documents.

Entreprise unipersonnelle à responsabilité limitée (EURL)
- EXTRAIT Kbis (infogreffe excerpt)
- Articles of Association (in French: "statuts de la société")
- UBO form if the EURL's shares are not held by a natural person
- Joint Authorisation if your company has more than one director
- IDs of all directors and UBOs
Société par Actions Simplifiée (SAS) or Société par Actions Simplifiée Unipersonnelle (SASU)
- A copy of the KBIS that’s less than 3 months old;
- Articles of Association (in French: "statuts de la société")
- An identity document of the director
- An identity document for each beneficial owner. A beneficial owner is a natural person directly or indirectly holding more than 25% of the company's capital or voting rights;
- Joint authorization consent form (if more than one director is present)
Syndicat de Copropriéte
- Règlement de copropriété (bylaws of the building)
- Minutes of the General Assembly appointing the Syndic
- Contrat de syndic (mandate defining powers and responsibilities)
- Resolution authorising the opening of the bank account
- List of authorised signatories
- Proof of address of the building
- SIREN number or certificate (if registered)
- Kbis extract (if the Syndic is a professional management company)

Please find more information on legal documents here.

Company activities

In accordance with our acceptance policy, we do not support all types of businesses and activities. You can find more information on activities and check whether your business activity meets the requirements here.

What IBAN will I get?

If you open an account in France with us, you will get a FR IBAN. However, bunq also provides bunq Pro and bunq Elite users the option to open Local IBAN Bank Accounts, allowing you to obtain a German, Dutch, Irish, or Spanish one. Further information on how to open one can be found here.